Motor Vehicle Accidents in Miami

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Are you incurring medical bills because of a recent automobile accident?  Did the accident happen due to someone else’s negligence?  If so, please consult an attorney at the Motor Vehicle Accident Law Offices of “insert attorney name” in Miami. We will help you get reimbursed for all the bills you are receiving. 

Summary

  • Miami has a high volume of traffic on roads, especially I-95, Florida’s Turnpike, U.S. 1 and I-75 – it only takes a second for an accident to happen.
  • In the United States, a car accident happens every 10 seconds and a person loses their life every 13 minutes because of car accidents.
  • An auto accident can cause physical damage:
    • Injury, sometimes serious
    • Disfigurement
    • Permanent disability
    • Death
  • Personal Injury – an injury that occurs from an automobile accident.
  • Florida law states that an individual injured in a car accident is entitled to
    • full compensation for all injuries
    • reimbursement for non-physical ailments – emotional trauma, pain & suffering, lost wages
  • Florida is a No-Fault state
  • Your medical bills may not be covered by your insurance policy

What causes a motor vehicle accident?

  • Negligence of another person
    • not paying attention
    • talking on the phone
    • reading while driving
    • etc.
  • Defective vehicle or vehicle part
    • tire problems
    • air bag failure
    • seats
    • etc.
  • Road conditions – due to weather – rain, snow, hazards in the road
  • A driver who:
    • Was drunk
    • Didn’t stop at a red light or stop sign
    • Didn’t look while changing lanes
    • Didn’t use turn signals

Insurance Coverage

  • If you are in a motor vehicle accident with driver who is underinsured, the driver cannot pay for your damages.
  •  If you have underinsured motorist coverage, your own insurance company will pay for your damages that exceed the at-fault driver’s coverage.
  • In order to be compensated, you will have to prove that the other driver was at fault.
  • You will also have to prove that you have significant bodily injuries.
  • Ask about ‘Stacking Insurance Coverage’ – You can have more than one policy in order to reach a higher level of compensation.  Not available in all states.

Wrongful Death

  • The loss of a loved one due to the wrongful actions of another person.
  • In Miami, the heir of a person who died a wrongful death can sue for monetary damages.
  • The court determines compensation by determining how much the deceased earned, saved and the finances of the survivors.
  • The court will consider the funeral and medical expenses.
  • The wrongful death lawsuit compensates the family – isn’t supposed to punish the at-fault driver.

At the accident scene

  • Call the police – wait for them to arrive
  • Do not attempt to settle if the other person suggests it
  • Exchange information with the other driver:
    • Name
    • Address
    • Telephone number
    • Driver’s license
    • Insurance company name and policy number
    • Get all passenger and witness names (if any)
  • Call an attorney as soon as you can
  • Make sure you get a copy of the police report
  • Keep a disposable camera in your car - take photos of all damages

Conclusion
If you have been involved and injured in an automobile accident, contact our attorneys at the Motor Vehicle Accident Law Offices of “insert attorney name”.  We can help you get the compensation that is due you.

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